Episode #56 “What is The Future of Banking and Financial Inclusion?”

With Dr. Ryan Clements | Financial Inclusion Researcher | Assistant Professor | Chair in Business Law and Regulation


  • Why do we have unbanked and under banked people in Canada?
  • Why it is our society’s responsibility to focus on financial inclusion
  • why
  • The benefits of having a society where everyone receives fair and assessable access to financial institutions
  • What is the future of open banking?
  • How can open banking potentially lead to lower banking costs and greater access to financial services?
  • How open banking can redefine the credit scoring system
  • How fintech can create fair and accessible financial systems for all demographics
  • How some fintech companies are violating your online banking agreement


  • Dr. Ryan Clements website/research CLICK HERE
  • Dr. Ryan Clements’ paper on Financial Inclusion: Evaluating the Role of Fintech, CLICK HERE

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